Francis Creek Boulevard

St. Catharines | Ontario

The Essence of

Grand Living

View Photos Watch Film 360° VTour Open House

Hayley Schwenker

Presented At

$901,058

Bedrooms

Fireplace

Office

High Ceiling

Stone Countertops

Washer Dryer

Bar

Kitchen island

Laundry Room

Basement

Terrace

Garage

Garden

Pool

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Francis Creek Boulevard

St. Catharines | Ontario

81 Francis Creek Boulevard, St. Catharines, Ontario, Canada. , St. Catharines , Ontario

81 Francis Creek Boulevard

A Rare Ravine lot, custom home in Erion Estates, surrounded by mature trees. This bungaloft feels private, peaceful, and grand all at once. From the moment you walk through the front door, the home opens up with 2-story ceilings, large windows, and an abundance of natural light. Designed for easy main-floor living, the layout flows effortlessly with everything you need on one level. The spacious kitchen sits at the back of the home overlooking the ravine, offering a large island and a dining nook surrounded by views of your oasis yard. The family room feels open and inviting with double-height windows framing the treetops with a gas fireplace and has direct access to backyard patio through the siding door. The main floor primary suite is a true retreat featuring two walk-in closets and a generous ensuite with double sinks, a jetted tub, and shower. You also find a formal dining area, a bright living room with a wood-burning fireplace, main floor laundry with access to the double-wide heated garage, and a powder room for guests. Upstairs overlooks both the foyer and family room, along with two additional bedrooms and a full bathroom. The basement is partly finished with just under 8-foot ceilings. There is an additional bedroom with two walk-in closets and a spacious connected lounge space. Rough-in plumbing is also in place in the basement if you wish to add an additional washroom or kitchen to create separate living accommodations. The backyard oasis is what truly sets this property apart with the lush, private ravine setting and established gardens with an irrigation system to keep it looking its best year-round. Homes like this, combining a ravine lot, timeless design, and a main-floor lifestyle, rarely come to market in Erion Estates. Dishwasher, RangeHood, Refrigerator, Dryer, Gas Stove, Smoke Detector, Washer, Window Coverings, Central Vac in 'as is' condition, Garage Door Opener

Gallery

3D Street View Tour

Property Location

81 Francis Creek Boulevard, St. Catharines, Ontario, Canada., St. Catharines Ontario

Local Weather & Climate

St. Catharines, Ontario

Current Conditions Updated recently

33 °F

Snow

Feels Like 22°F

Humidity 83%

Wind 20 mph

Visibility 2.5 mi

Sunrise 11:32 AM

Sunset 11:20 PM

5-Day Forecast

Fri 13 Mar

Rain

High 37°

Low 34°

Sat 14 Mar

Clouds

High 37°

Low 29°

Sun 15 Mar

Clouds

High 46°

Low 29°

Mon 16 Mar

Clouds

High 57°

Low 33°

Tue 17 Mar

Clouds

High 31°

Low 21°

Data from OpenWeatherMap

Walkability & Transit Scores

How easy is it to get around St. Catharines?

Walkability and transit scores for this address come from the EPA National Walkability Index.

Mortgage Calculator

Estimate your monthly payments for this property

Home Price

Down Payment

C$100,000

Interest Rate

Loan Term

Estimated Monthly Payment $3,160

Monthly Payment Breakdown

Principal & Interest $2,528

Loan Amount $400,000

Total Interest $337,621

Total Cost $737,621

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Important Information

This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.
Tax benefit calculations are simplified estimates based on general assumptions for Canada. Actual deductions depend on your specific tax situation, filing status, and current tax laws.
Tax Year Information: Tax data shown is based on Canada tax year 2025 (fiscal year: January-December), rules effective from 1972. Tax laws change frequently and may have been amended since this data was compiled.

Limitation of Liability: By using this calculator, you acknowledge that all results are approximations and should not be relied upon for financial, legal, or tax decisions. openluxe, its affiliates, officers, directors, employees, and agents expressly disclaim all liability for any damages, losses, or consequences arising from the use of or reliance on this calculator or the information provided herein. openluxe is not a lender, financial advisor, or tax professional and does not provide mortgage loans, financial advice, or tax advice. Use of this calculator does not create any professional relationship.

$1,248,000

81 Francis Creek Boulevard, St. Catharines, Ontario, Canada.

St. Catharines, Ontario

4 Beds

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Market Opinion

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Our perspective on current market conditions in St. Catharines. For informational purposes only — always consult a licensed real estate professional before making decisions.

Market Analysis

International luxury real estate typically appreciates steadily over time.

Buyer Score

Estimated regional appreciation: 4% annually

Ultra-luxury properties tend to be more resilient during market downturns

Future Value & Wealth Building

Starting investment: $90,105,800 20% down ($18,021,160)

Investment Perspective

$1 → $1.36

Every dollar invested today could become $1.36 in 10 years

$100 → 136 $1,000 → $1,362

$7,743/day

Your home may appreciate while you sleep

$54,348/week $235,509/mo $2,826,111/yr

$100K Investment Comparison (10 Years)

Real Estate (Leveraged)

$281K

S&P 500 Index

$259K

High-Yield Savings

$155K

Real estate leverage: potential 8% advantage over stocks

-$49.6M

+$70.3M

$70.3M Potential Equity

vs $49.6M lost to rent over 10 years

$18.0M Down Payment Growth

3.9x

10yr

$70.3M

8.1x

20yr

$145.6M

12.6x

30yr

$227.6M

Wealth Comparison

×542

Equivalent to 542 average US homes

top 5%

US household wealth ranking

Median: $193K Yours: $227.6M

Time to Double Your Investment (accounting for market cycles)

42.4

years

Conservative

1.65% effective/yr

22.4

years

Market-Based

3.14% effective/yr

15.3

years

Optimistic

4.62% effective/yr

Projected Home Values (adjusted for market cycles)

10 Years

Conservative $106.1M +18%

Market $122.7M +36%

Optimistic $141.6M +57%

$70.3M est. equity

20 Years

Conservative $125.0M +39%

Market $167.1M +85%

Optimistic $222.5M +147%

$145.6M est. equity

30 Years

Conservative $147.2M +63%

Market $227.6M +153%

Optimistic $349.7M +288%

$227.6M est. equity

These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Important Disclaimer

The information presented in this Market Opportunity Opinion is provided for informational and educational purposes only and should not be construed as financial, investment, legal, or real estate advice. This analysis represents our opinion based on publicly available data and should not be relied upon as the sole basis for any real estate or investment decision.

No Guarantee of Accuracy: While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or suitability of the data, projections, or analysis contained herein. Market conditions can change rapidly and unpredictably.

Not Professional Advice: This content does not constitute professional real estate, financial, or investment advice. We strongly recommend consulting with qualified professionals—including licensed real estate agents, financial advisors, attorneys, and tax professionals—before making any real estate or investment decisions.

Past Performance Disclaimer: Historical data and trends presented do not guarantee future results. Real estate markets are subject to numerous factors beyond the scope of this analysis, including economic conditions, interest rates, local regulations, and unforeseen events.

By viewing this information, you acknowledge that you understand these limitations and agree that the property owner, listing agent, brokerage, and platform providers shall not be held liable for any decisions made based on this analysis.

Data from World Bank and regional real estate market research | Estimates based on historical appreciation trends

Frequently Asked Questions

Common questions about this property

How many bedrooms and bathrooms does 81 Francis Creek Boulevard, St. Catharines, Ontario, Canada have?

This house at 81 Francis Creek Boulevard, St. Catharines, Ontario, Canada features 4 bedrooms.

What is the listing price for 81 Francis Creek Boulevard, St. Catharines, Ontario, Canada?

This property is listed at $90,105,800.

Is now a good time to buy a home in St. Catharines?

Based on current market indicators, St. Catharines shows an active market. The market opportunity score is 65 out of 100, reflecting factors like price trends, inventory levels, and days on market.

What type of property is 81 Francis Creek Boulevard, St. Catharines, Ontario, Canada?

This is a house located in St. Catharines, Ontario. The property is situated in an established neighborhood with convenient access to local amenities and services.